Multicurrency Settlements. One Treasury Settlement Hub.

Stop opening accounts at every bank your acquirers accept. Let them settle directly into XSL’s network of accounts so you can operate from a single, consolidated treasury layer. Unify your flows to reduce costs and enable faster FX, on/off-ramps, and faster money movement – all without disrupting your existing tech stack.

Stop Managing Fragmentation. Start Orchestrating Liquidity.

Direct payouts from all your acquirers and payment partners to multiple XSL AG accounts. Fragmented balances across multiple banking institutions is a significant burden, start managing all your finances from one place cheaper and faster.

Faster Cash Cycles

Accelerate the time from settlement to useable funds with optimized processing.

Lower Total Cost

Reduce operational expenses by consolidating flows and optimizing FX execution.

Unified Control

Standardize controls with a single set of approvals, limits, and data files.

Consolidate Settlements for Complete Cash Visibility

Direct all settlements from your acquirers to a single, Swiss-based liquidity hub. Instead of piecing together data from various banking accounts, XSL AG gives you a unified operational layer. This centralizes your financial data, reducing the cost of manual reconciliation and giving you complete visibility into your cash position. You move from reactive tracking to proactive treasury management—all from a single vantage point.

Core Features

Settlement Hub

Multi-acquirer consolidation
Standardized files & reconciliation aids
Real-time settlement tracking

FX & Netting

Policy-based conversion
Netting windows & liquidity buffers
FX risk hedging options

Payout Engine

Scheduled/on-demand executions
SEPA, SWIFT, FPS, ACH, BLIK support
Selected local payment rails

Controls & SLAs

RBAC, limits, approvals
Corridor windows
Exception handling

Analytics & AI

Forecasts & anomaly detection
Routing/timing suggestions
Optimization recommendations

Reporting

CSV/JSON exports & webhooks
Scheduled S3 delivery
Journal mapping for ERP

Rails, Currencies, and Service Windows

Execute payouts over SEPA, SWIFT, FPS, ACH, BLIK, and selected local systems. We support a broad range of fiat currencies and digital assets at launch.

SEPA

SWIFT

FPS

ACH

BLIK

Local Rails

Purpose-Built for Your Needs

Whether you manage high-velocity consumer inflows or complex cross-border payouts, XSL AG standardizes treasury operations around your reality.

Fintech (Remittance & FX)

Fast multicurrency loops with clear corridor windows for seamless remittance and foreign exchange operations.

Large E-commerce & Marketplaces

Consolidation across acquirers and complex payout trees for sophisticated marketplace operations.

Affiliate Networks

Frequent disbursements at scale with predictable timing for managing large affiliate programs.

The Safety Blueprint

Based in Switzerland, XSL AG is a fully regulated financial entity, licensed to manage both traditional finance and digital asset operations. Our platform is built on a foundation of enterprise-grade security, including role-based access controls, maker-checker approvals, and complete audit trails. Swiss Regulation Fully regulated financial entity based in Switzerland Enterprise Security Role-based access controls and maker-checker approvals

Swiss Regulation

Fully regulated financial entity based in Switzerland

Enterprise Security

Role-based access controls and maker-checker approvals

Complete Audit Trails

Immutable logs and comprehensive compliance tracking

Strategic Banking

Optimal settlement speed and global coverage

Ready to Simplify Your Treasury Operations?

Operating across multiple acquirers doesn’t have to mean fragmented cash flows and slow, costly settlements. XSL AG unifies these flows, giving you a single environment to manage FX, approvals, and payouts. We invite you to discuss your specific volume and corridor needs with our team—and discover how a unified settlement hub can transition your business from complexity to clarity.